The Court of Last Resort

It’s easy to know when I’m about to make a bad student loan. I ask 3 questions. Is the borrower studying for a degree in social work? Is the borrower attending a for-profit college like Pungent Sound Technical College of Technology? Does the borrower want a career where she selfishly works to help other people?

If the answer is yes to any of these questions, the borrower will never be able to pay back the $200,000.00 loan I am about to give her. Still, I make the loan. Then I hound her all the way to bankruptcy court. If she can’t discharge the loan (and usually you can’t), I continue to hound her after bankruptcy.

If I were lovable, the bankruptcy court would be my lover. The relationship will be wildly dysfunctional. But the sex would be charged and dangerous. I wrote a poem about it.

The Court of Last Resort

Some of us get a dime
even though a dollar is due
and some of us pay a dime
even when we have so few.

So everyone here has
lots of reasons to lie
because in the court of last resort
you keep what you can hide.

Titmouse Beak, President of Pungent Sound Community Bank