These days everyone complains about student loan debt. Some foolish bureaucrats even talk about debt forgiveness, which is laughable. These debts didn’t do anything wrong. Why do they need to be forgiven?
At Pungent Sound Technical College of Technology, we shun people who only complain about problems. We embrace (in an awkward sexual way) people who solve problems. So here are 5 simple things you can do to pay down your student loans.
- Each month take your rent money and use it to pay your student loans. It will take your landlord one year (at least) to evict you, and that’s one year of easy payments towards your student loan debt. Mom and dad have a sofa.
- Get a loan to pay your student loan. Credit cards are great for this. No collateral required and a low interest rate of 22%. Are your credit cards already maxed out from paying student loans? What about mom’s credit cards?
- Get a night job. You don’t have money to go out after working your day job anyway. So now you will have something to do at night.
- Stop eating. Inflation has hit food prices hard. You shouldn’t have to put up with that. Imagine how much money you will save if you just cut food from your diet. And you’ll be a skinny legend.
- Go to grad school. Is that bachelor’s degree in symbology not working out? Even though you studied under Professor Robert Langdon? Take out another student loan and get a graduate degree in symbology. Robert Langdon did, and he’s doing fine. He teaches at Harvard now and looks like Tom Hanks.
- Bonus idea! Whatever you do, don’t lobby Congress to make it easier to discharge student loan debt. We may have encouraged (and frequently helped) you to get these loans, even though we suspected you would never be able to pay them off, but why should we be penalized? Isn’t it enough to just penalize you?
Titmouse Beak, CEO of Pungent Sound Technical College of Technology